This Week in Disasters
An Unusually Quiet Week for Disasters
Jan 16, 2026
Photo: WPBF
Plus, How 24LA Turned Community Action into Long-Term Recovery
Welcome back to This Week in Disasters! This newsletter combines expert perspectives with a weekly roundup of upcoming threats, recent natural disasters, and available survivor assistance. If you’re an HR, Risk, Insurance, Employee Assistance, or Emergency Management professional (or you’re just really curious about disasters in the United States!) you’re in the right place.
Major Disasters of the Last Week

There were a few weather events though:
Multiple tornadoes were confirmed on January 9 in Mississippiproducing wind damage (uprooted trees, roof damage, power lines down) as part of a severe weather system impacting the region. Read more... |
Northwest Indiana was hit by heavy snow and strong winds.Some places experienced over 16 inches of snow. Read more... |
Forecasted Risks for Next Week
A storm system is likely to sweep through the Southeast beginning late Saturday and will last until at least Sunday. Regardless of snowfall, cold air is expected across the South.
A series of winter systems will bring repeated rounds of snow to the Great Lakes, Ohio Valley, and interior Northeast from Friday through early next week, with the heaviest accumulations in lake-effect and snowbelt areas, while Arctic air and gusty winds behind the storms will lead to dangerously cold wind chills across much of the region.
Extremely elevated fire weather across parts of Oklahoma and Texas today due to 40-60 mph wind gusts, paired with low relative humidity and dry fuels.
Disasters in the Headlines
HB179 Introduced to Alabama Legislation
The invisible costs of wildfire disasters in 2025
Senators hold bipartisan secret meeting to reshape FEMA
Politico
Asheville plans $17 million small business recovery program, delayed
Prism News
The challenges of fire-resistant rebuilding
Marketplace
PRO PERSPECTIVE
What Grassroots Recovery Can Teach the Disaster System

As the anniversary of the LA Fires passes, it’s worth looking beyond commemoration to models that can inform future recovery. One standout is 24LA, a grassroots organization whose community-first approach delivered outsized impact after the fires. Their work offers practical lessons for insurers, state recovery leaders, and employers alike: how local trust accelerates recovery, how flexible support reaches people faster, and how mission-driven coordination can fill critical gaps left by traditional systems. The video highlights not just what 24LA did, but why their model is both effective and replicable. Watch the video here.
Here’s what worked with 24LA:
Two for LA started as an immediate grassroots response to the LA fires, turning a simple Instagram post and a borrowed bar space into a major community donation hub.
By evolving from one-time donations into a family matching and “shoppable store” model, Two for LA is creating long-term, people-centered recovery for Los Angeles families.
The initiative has since distributed over $4–5 million in new goods, engaged more than 1,300 volunteers, and supported at least 10,000 people impacted by the fires.
Active Federal Major Disasters
There is usually a 60 day window to apply for help after a disaster is declared. The following disasters are still actively taking applications from survivors for financial support.
The following disasters are actively taking applications from survivors for financial support. To apply, survivors can visit DisasterAssistance.gov or call the FEMA Helpline at 1-800‑621‑3362.
Washington - Flooding (State Assistance)Information: Those whose homes were damaged by December's historic flooding should apply for in state assistance for their immediate needs. Impacted individuals should visit SAHelp.org and enter their zip code to start the process. AFFECTED COUNTIES King, Snohomish, Skagit, Whatcom |
Alaska - Severe Storms, Flooding, and Remnants of Typhoon HalongSTATUS Major Disaster declared October 22, 2025; IA applications accepted in eligible counties until December 20, 2026. AFFECTED COUNTIES Lower Kuskokwim Regional Educational Attendance Area, Lower Yukon Regional Educational Attendance Area, Northwest Arctic |
North Carolina - Flooding and Storm Damage from Tropical Storm ChantalSTATUS SBA disaster declaration approved July 26, 2025; applications open for residents and businesses in eight NC counties. The deadline to return economic injury applications is April 27, 2026. APPLY NOW AFFECTED COUNTIES Alamance, Caswell, Chatham, Durham, Granville, Orange, Person, Wake Counties |
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