Recovery is a marathon, not a sprint.

Bright Harbor is the expert support team that can get you to the finish line.

You've made it this far in your recovery—now let's get you what you need to rebuild your life. Thanks to the SAG-AFTRA Foundation, get free, expert support with insurance and FEMA appeals, making a contents inventory, finding private grants, and more.

featured on

What you get

SAG-AFTRA members get 6 months of free access to the following premium professional services:

In-depth Recovery Review

In-depth Recovery Review

Evaluate your recovery progress so far and uncover opportunities for additional funding, savings, and support. Your dedicated recovery specialist will create a custom plan to help maximize your recovery budget based on your needs and where you are in the recovery journey,

Weekly Calls + Unlimited SMS Help

Weekly Calls + Unlimited SMS Help

Our recovery experts are available to help you navigate everything from contents inventory creation to finding private grants to tax relief advice —and anything else you need to rebuild.

Prioritized Vendor Network

Prioritized Vendor Network

Save hours sourcing and vetting trusted vendors for the rebuild, from general contractors to architects, environmental hygienists, mitigation specialists, and more.

Insurance and FEMA Appeals Support

Insurance and FEMA Appeals Support

Your dedicated specialist will provide proven templates, expert guidance, and realistic expectations for a clearer, more streamlined appeals process.

Save your employees hours sourcing and vetting trusted vendors
for the rebuild, from general contractors to architects, environmental hygienists, mitigation specialists, and more.

Bright Harbor's Network

Bright Harbor has assembled a network of high quality, local vendors to support disaster survivors with all the services they need to recover.

Bright Harbor's Network

Bright Harbor has assembled a network of high quality, local vendors to support disaster survivors with all the services they need to recover.

Our clients get priority access to:

General contractors

Contents inventory

Smoke remediation

Mold remediation

Debris removal

Environmental testing

Architects

Personalized support to fit your unique situation

Every survivor faces a different journey: from the extent of the damage to your employment, family, and financial details, your priorities in recovery are unique to you. Based on your recovery review, your dedicated specialist will develop a customized plan to help you reach your specific goals.

Sign Up for Free

Bright Harbor's Network

Bright Harbor has assembled a network of high quality, local vendors to support disaster survivors with all the services they need to recover.

Our members get priority access to:

Mental health support

Temporary housing resources

Contents inventory

Smoke remediation

Mold remediation

Debris removal

Environmental testing

Architect

General contractors

our team

At Bright Harbor, disaster recovery is what we do. We use our decades of recovery experience to offer 1:1, personalized guidance to survivors throughout the recovery journey.

At Bright Harbor, disaster recovery is what we do. We use our decades of recovery experience to offer 1:1, personalized guidance to survivors throughout the recovery journey.

Gavin Blair

Gavin Blair

Chief Operating Officer, former SVP @Lemonade Insurance

Gavin Blair

Chief Operating Officer, former SVP @Lemonade Insurance

Justin Hoellerich

Justin Hoellerich

Disaster Recovery Specialist, 20+ years as a property adjuster and GC

Justin Hoellerich

Disaster Recovery Specialist, 20+ years as a property adjuster and GC

Heather Robson-Jones

Disaster Recovery Specialist, former disaster case manager

Heather Robson-Jones

Disaster Recovery Specialist, former disaster case manager

Heather Robson-Jones

Disaster Recovery Specialist, former disaster case manager

Mike Weaver

Disaster Recovery Specialist, former property adjuster

Mike Weaver

Disaster Recovery Specialist, former property adjuster

Mike Weaver

Disaster Recovery Specialist, former property adjuster

Pete Gaynor

Advisor, former FEMA administrator

Pete Gaynor

Advisor, former FEMA administrator

Pete Gaynor

Advisor, former FEMA administrator

Bill Cullen

Advisor, Marshall Fire survivor

Bill Cullen

Advisor, Marshall Fire survivor

Bill Cullen

Advisor, Marshall Fire survivor

FAQ

Frequently Asked
Questions

Frequently Asked
Questions

What does Bright Harbor help with besides insurance?

Bright Harbor assists with private grants, mortgage deferment, temporary housing, FEMA and SBA programs, property tax reassessment, and critical government deadlines. We provide vendor access for contents inventory, environmental testing, and document recovery—everything needed to rebuild.

Who are Bright Harbor specialists?

Our specialists come from diverse recovery backgrounds, including nonprofit case management, public and carrier adjustment, and disaster operations. They receive specialized training and have access to subject-matter experts.

Can Bright Harbor help me if I am uninsured?

Yes! Our specialists have years of experience helping uninsured survivors navigate options like FEMA, SBA, and grants. We can help you discover, access, and maximize these resources.

Can Bright Harbor help me if I have insurance?

Absolutely! Our specialists have deep expertise in the insurance claims process and can help you understand and navigate it successfully. They also understand how government programs like FEMA, SBA, and grants interact with insurance. Note: we cannot interpret your insurance policy or coverage.

Can a Bright Harbor specialist review my insurance

settlement with me?

We can help you understand the insurance process and what your settlement means. However, we cannot interpret your policy or coverages, negotiate your settlement, or provide legal advice on whether you should accept it.

Are Bright Harbor specialists public adjusters?

No we're not and we don't charge a percentage of the claim with the misaligned incentives that creates.

Are Bright Harbor specialists lawyers?

No we're not and we don't charge a percentage of the claim with the misaligned incentives that creates.

What does Bright Harbor help with besides insurance?

Bright Harbor assists with private grants, mortgage deferment, temporary housing, FEMA and SBA programs, property tax reassessment, and critical government deadlines. We provide vendor access for contents inventory, environmental testing, and document recovery—everything needed to rebuild.

Who are Bright Harbor specialists?

Our specialists come from diverse recovery backgrounds, including nonprofit case management, public and carrier adjustment, and disaster operations. They receive specialized training and have access to subject-matter experts.

Can Bright Harbor help me if I am uninsured?

Yes! Our specialists have years of experience helping uninsured survivors navigate options like FEMA, SBA, and grants. We can help you discover, access, and maximize these resources.

Can Bright Harbor help me if I have insurance?

Absolutely! Our specialists have deep expertise in the insurance claims process and can help you understand and navigate it successfully. They also understand how government programs like FEMA, SBA, and grants interact with insurance. Note: we cannot interpret your insurance policy or coverage.

Can a Bright Harbor specialist review my insurance

settlement with me?

We can help you understand the insurance process and what your settlement means. However, we cannot interpret your policy or coverages, negotiate your settlement, or provide legal advice on whether you should accept it.

Are Bright Harbor specialists public adjusters?

No we're not and we don't charge a percentage of the claim with the misaligned incentives that creates.

Are Bright Harbor specialists lawyers?

No we're not and we don't charge a percentage of the claim with the misaligned incentives that creates.

What does Bright Harbor help with besides insurance?

Bright Harbor assists with private grants, mortgage deferment, temporary housing, FEMA and SBA programs, property tax reassessment, and critical government deadlines. We provide vendor access for contents inventory, environmental testing, and document recovery—everything needed to rebuild.

Who are Bright Harbor specialists?

Our specialists come from diverse recovery backgrounds, including nonprofit case management, public and carrier adjustment, and disaster operations. They receive specialized training and have access to subject-matter experts.

Can Bright Harbor help me if I am uninsured?

Yes! Our specialists have years of experience helping uninsured survivors navigate options like FEMA, SBA, and grants. We can help you discover, access, and maximize these resources.

Can Bright Harbor help me if I have insurance?

Absolutely! Our specialists have deep expertise in the insurance claims process and can help you understand and navigate it successfully. They also understand how government programs like FEMA, SBA, and grants interact with insurance. Note: we cannot interpret your insurance policy or coverage.

Can a Bright Harbor specialist review

my insurance settlement with me?

We can help you understand the insurance process and what your settlement means. However, we cannot interpret your policy or coverages, negotiate your settlement, or provide legal advice on whether you should accept it.

Are Bright Harbor specialists public adjusters?

No we're not and we don't charge a percentage of the claim with the misaligned incentives that creates.

Are Bright Harbor specialists

lawyers?

No we're not and we don't charge a percentage of the claim with the misaligned incentives that creates.

Your personalized disaster recovery specialist

Get expert disaster recovery tips in your inbox

bright harbor for: Support After Disasters

Your personalized disaster recovery specialist

Stay up to date on our
news and progress

Get expert disaster recovery tips in your inbox

Get expert disaster recovery
tips in your inbox

Find your way home.

©2025 Bright Harbor. All rights reserved

©2025 Bright Harbor. All rights reserved